Protecting your retirement doesn't have to be complicated. With good guidance and council, you can be confident in your golden years.
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We promise to keep your retirement costs low. Many of our products have no fees!
In order to retire well, you must first be able to retire. Do you have enough guaranteed income for everything life throws at you? We can help!
Retirement is a puzzle in which all pieces are needed. With proper planning, you can prosper when you hang up the cleats.
Since 1999, John Silvestri has been helping people secure their retirement with guaranteed lifetime income that never runs out.
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We are a financial services firm helping clients prepare for retirement using insurance and annuity products and solutions. We are not affiliated with the Social Security Administration, Medicare, or any other government agency. We do not offer tax, legal, or estate planning services or advice. Always consult with your own qualified tax/legal advisors. Insurance and annuity solutions may not be suitable for everyone.
Insurance and annuity products involve fees and charges, including surrender penalties for early withdrawals. They include terms and restrictions and, in some cases, may require medical and/or financial underwriting to qualify. Additional riders may be added, which may entail additional costs. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Withdrawals are subject to ordinary income taxes, and if taken before age 59-1/2. May incur an additional 10% federal penalty. Product and feature availability may vary by state.
Fixed index annuities are not investments and have no participation in the markets. Potential interest is calculated periodically (usually annually on the annuity’s anniversary date) and is subject to limits called caps, spreads, and participation rates established by the issuing company. All rates are subject to change at the issuing company’s discretion.